<rss version="2.0" xmlns:slash="http://purl.org/rss/1.0/modules/slash/">
<channel>
	<generator>Lovely Tips</generator>
	<title>Lovely Tips | Love Tips | Iphone tips and tricks | Romantic Tips</title>
	<link>http://www.lovelytips.com/</link>
	<copyright>&amp;copy;2007 Spoonlabs d.o.o.</copyright>
	<image>
		<title>Lovely Tips | Love Tips | Iphone tips and tricks | Romantic Tips</title>
		<url>http://www.lovelytips.com/files.php?file=lg_rss_2_en_147115065.gif</url>
		<link>http://www.lovelytips.com/</link>
	</image>
	
			
				
					<item>
						<title>Understand Your Finances: Stop Leaks!</title>
						<link>http://www.lovelytips.com/self_development/understand_your_finances_stop_leaks.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 01:00:00 +0500</pubDate>
						<description>It is amazing how small sums of money that might seem small on a daily or monthly basis can add up over the course of the year.</description>
					</item>
				
					<item>
						<title>Saving Money Around The Home</title>
						<link>http://www.lovelytips.com/self_development/saving_money_around_the_home.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:59:00 +0500</pubDate>
						<description>It might sound like the activity of a skin flint, but if you are short on money then you need to save what you can!</description>
					</item>
				
					<item>
						<title>How Using Credit Cards Can Save You Money</title>
						<link>http://www.lovelytips.com/self_development/how_using_credit_cards_can_save_you_money.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:59:00 +0500</pubDate>
						<description>This might seem like an odd title - credit cards saving you money!

But if you are disciplined with your spending then this can be exactly what happens.

The reason is all to do with payment cycles.

When you pay by debit card, or cash, the effect is that the money leaves your account instantly. However with a credit card you do not lose the money straight away - you get credit of 30 days or less and only at your billing period do you have to part with the cash.

The bottom line is that the money stays in your account for longer, enabling you to benefit from any extra interest that would accrue on that money during that time period.

Depending on the money and interest rate on your account this could vary from next to nothing or a sizeable amount; so if you have the discipline to stick to the limit on your card and always pay it off in full, then this could be the way to go.</description>
					</item>
				
					<item>
						<title>How To Stick To A Budget</title>
						<link>http://www.lovelytips.com/self_development/how_to_stick_to_a_budget.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:58:00 +0500</pubDate>
						<description>If you are on a budget, then it can be hard to stick to it, as you will surely know!</description>
					</item>
				
					<item>
						<title>How To Spend Less</title>
						<link>http://www.lovelytips.com/self_development/how_to_spend_less.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:57:00 +0500</pubDate>
						<description>Spending less money is a thought that crops up to many people in this world. Some achieve success in cutting costs, whilst for others it is just a</description>
					</item>
				
					<item>
						<title>How To Sell Your Items For More Money</title>
						<link>http://www.lovelytips.com/self_development/how_to_sell_your_items_for_more_money.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:57:00 +0500</pubDate>
						<description>When it comes to selling your items, the value can be greatly affected by a few simple factors.</description>
					</item>
				
					<item>
						<title>How To Save Money</title>
						<link>http://www.lovelytips.com/self_development/how_to_save_money.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:56:00 +0500</pubDate>
						<description>If you want to save money, then your target is quite simple: you need to spend less in a month or set period of time, than you earn.</description>
					</item>
				
					<item>
						<title>How To Prioritise Your Debts</title>
						<link>http://www.lovelytips.com/self_development/how_to_prioritise_your_debts.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:56:00 +0500</pubDate>
						<description>If you get into debt for any reason, it can be hard to get out of it. Typically you might take on one debt to pay off another - for instance get a bank</description>
					</item>
				
					<item>
						<title>How To Manage Money At University Or College</title>
						<link>http://www.lovelytips.com/self_development/how_to_manage_money_at_university_or_college.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:55:00 +0500</pubDate>
						<description>If you are at college or university, then it will probably be your first experience of managing money and finances for yourself.
</description>
					</item>
				
					<item>
						<title>How To Make Your Clothes Work Hard For You</title>
						<link>http://www.lovelytips.com/self_development/how_to_make_your_clothes_work_hard_for_you.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:54:00 +0500</pubDate>
						<description>A large wardrobe and extensive array of clothes is normally the hallmark and sign of someone rich - or admittedly these days - someone ramped</description>
					</item>
				
					<item>
						<title>How To Make People Think You&#039;re Rich</title>
						<link>http://www.lovelytips.com/self_development/how_to_make_people_think_you_re_rich.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:54:00 +0500</pubDate>
						<description>If for some reason you want to make others think that you are rich and well-to-do - perhaps for some social occasion such as a school reunion,</description>
					</item>
				
					<item>
						<title>Self Development : Money</title>
						<link>http://www.lovelytips.com/self_development/self_development_money.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:54:00 +0500</pubDate>
						<description>A garage sale is a great way of getting rid of your unwanted goods and making some money in the process.</description>
					</item>
				
					<item>
						<title>How To Get Motivated To Control Your Finances</title>
						<link>http://www.lovelytips.com/self_development/how_to_get_motivated_to_control_your_finances.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:53:00 +0500</pubDate>
						<description>Some people complain that they are always too busy to gain control of their finances, or that it is a boring topic and they lack the motivation.</description>
					</item>
				
					<item>
						<title>How To Get Good Interest On Savings</title>
						<link>http://www.lovelytips.com/self_development/how_to_get_good_interest_on_savings.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:46:00 +0500</pubDate>
						<description>Many people who save money get frustrated at the slow rate at which their money grows. Typically, the tax they pay on negligible interest means</description>
					</item>
				
					<item>
						<title>How To Get A Grip On Expenditure</title>
						<link>http://www.lovelytips.com/self_development/how_to_get_a_grip_on_expenditure.html</link>
						<category>Self development</category>
						<pubDate>Sat, 10 Apr 2010 00:45:00 +0500</pubDate>
						<description>If you find that you spend more than you should, or more than you can afford, then ask yourself this key question:</description>
					</item>
				
			
		
<description>Lovely Tips | Love Tips | Iphone tips and tricks | Romantic Tips</description>
</channel>
</rss>
